Dealing With Insurance Companies After an Accident

The moments after a car accident can be jarring. You may be wondering what just happened, whether you are going to be okay and how you are going to get back home. In the midst of your concerns, you may not be sure if your insurance company will be there to help pick up the pieces as you recover from injuries or repair your vehicle. After all, insurance companies are in business to make money, and they may not always have your best interests at heart.

Because of this, there are several tips to consider in dealing with insurers if you are involved in an accident.

Take pictures – Take as many pictures of the vehicle, the accident scene, and your injuries. This is particularly important because you want to provide as much verifiable evidence as possible to support your claim.

Contact your agent as soon as possible – Calling your agent (or the insurance company) soon after the accident occurs is a good idea. In most cases this will get the claims process going quickly. If you are not able to call your insurer while on the scene, do so as soon as you get home, or even before you go to the doctor.

Be truthful – When talking to your insurer, you must be honest and forthcoming with your account of the accident, even if you think you may have been at fault. After all, people make mistakes, and that is why you have insurance. Misleading your insurer may cause it to invalidate your policy or deny your coverage.

Take notes and gather information – It is important to keep detailed notes of all conversations with insurance company representatives who contact you, including their names, phone numbers and job titles. This will help you understand who has authority to help you and enable you to keep them accountable when they make promises.

Make sure to understand your coverage – Understanding what your insurer will (and will not) pay for is critical, especially when it wants you to sign any declarations or give written statements regarding your claims. Keep in mind that you are not required to provide such statements until you are sure you understand your coverage. If you have doubts or questions, consult an experienced personal injury attorney.

Verify appraisals – Getting a second opinion on how much your losses are worth is a good idea. You are not required to accept your insurer’s estimate (especially without doing any research). The insurer may try to get you to accept their contractor’s repair or replacement estimates. The less money the insurer has to pay out in claims, the more money it can potentially make from collecting premiums.

Seek advice before signing releases – Do not sign any releases or waivers of any kind until you obtain legal advice. This is so that you fully understand the legal (and financial) consequences of accepting any settlement offer. Many people are in precarious financial situations after an accident, and what may seem to be a great settlement may not be after considering ongoing medical treatments, cost of repairing (or replacing ) a vehicle, or limitations on working. Remember, the insurer’s settlement offer may be one that is only designed to save the company money. As such, consult an attorney before signing any release or waiver.

Article provided by Mayer & Rosenberg, P.C.
Visit us at www.mayerrosenberg.com

Vishay’s New VRPower Smart Power Stages are available in 70A, 80A & 100A from New Yorker Electronics

NORTHVALE, New Jersey, USA – New Yorker Electronics has announced the release of Vishay Intertechnology’s five new 70A, 80A and 100A VRPower® Smart Power Stages with integrated current and temperature monitors in the thermally enhanced PowerPAK MLP56-39L package.

Designed to reduce energy costs for data centers and other high performance computing and 5G mobile telecom infrastructure applications, the Vishay Siliconix SiC820, SiC822, SiC830, SiC832 and SiC840 deliver the industry’s highest energy efficiency and current reporting accuracy. The new devices provide continuous currents of 70A (SiC822 and SiC832), 80A (SiC820 and SiC830) and 100A (SiC840).

The devices’ high energy efficiency is a result of their internal integrated Schottky diode in LS MOSFETs’’ state of the art TrenchFET® Gen IV technology, which delivers industry benchmark performance to significantly reduce switching and conduction losses. While solutions that monitor power consumption using inductor DCR sensing offer current reporting accuracy of seven percent, the SiC820, SiC822, SiC830, SiC832 and SiC840 utilize low side MOSFET sensing for accuracy of less than three percent. This translates into better performance and improved thermal management in Intel Xeon, AMD Epyc, and other high current processors and SoCs.

The Vishay SiC820, SiC822 and SiC840 supply an input voltage range of 4.5V to 16V. The SiC830 and SiC832 attain a range of 4.5V to 21V. Built-in protections include its Current Sense Monitor (IMON) and Temperature Monitor (TMON).

Features & Benefits:

Integrated current and temperature monitors
Current reporting accuracy of < 3 %
Combine power MOSFETs and an advanced driver IC with a bootstrap switch
Offered in the thermally enhanced 5 mm by 6 mm PowerPAK MLP56-39L package
A diode emulation mode can be enabled at light loads for high efficiency over the full load range using the GLCTRL pin
High switching frequencies of up to 2 MHz
Fault protection features:
High side MOSFET short and overcurrent alerts
Over-temperature protection
Undervoltage lockout (UVLO)
Support 3.3 V and 5 V PWM logic with tri-state for compatibility with a wide range of PWM controllers
Applications:

Synchronous Buck Converters
Multi-phase VRDs for CUPs, GPUs and Memory
DC/DC VR Modules
As a franchise distributor, New Yorker Electronics supplies Vishay Siliconix power semiconductor products including low-voltage Power MOSFETs (metal-oxide semiconductor field-effect transistors), higher-voltage Vishay Siliconix Power MOSFETs and Power ICs.

Things You Must Consider When Choosing IT Consultant Companies

The IT consulting industry is quickly growing, causing countless unqualified IT consultants or IT consulting companies to claim their expertise in the space, when they have less experience that matches your company’s requirements. Finding the right IT consulting companies near me can seem like an intimidating task, but when you hire the right information technology experts who understand your unique business needs, the reward will surpass your effort. Here are some tips that you should follow to avoid any stress in finding an IT provider.

Location

Your company’s technology infrastructure is a rapidly changing environment. An issue may arise that requires an IT consulting company to come on-site to effectively handle. If you’re paying a provider for their service, it makes sense that you’d want the best service possible, and sometimes that requires onsite assistance. When choosing an IT consulting company that isn’t close to your business location, make sure to ask if the provider can send onsite help when needed.

Experience

The key to finding out about an IT consulting company’s experience is through their completed projects. Check to see if their clients, projects, industries, and obstacles are related to yours. You can check a client’s experience by reading references or case studies. References and case studies should be easy to find on the organization’s website. When assessing agencies, always ask questions about their previous experiences with a relative problem, and specifically how the company had solved it.

Have the IT consultant provide you with client testimonials, that way you can compare which IT consulting companies can effectively resolve your company’s issues. Most IT companies provide numerous services that range from staffing help desk consultants to becoming an organization’s full IT department.

Communication

It’s crucial to assure that the IT consultant companies near me have effective communication skills. Your chosen IT provider should listen to your needs, recognize your business goals and challenges, and then convey technical information to you that explains how they can solve your problems and lead you to your goals. A provider who communicates this in the selling process is proving that they’re skilled communicators. IT consulting professionals must demonstrate their ability to offer unbiased, ethical, and honest opinions about your unique issues and how they can solve them. You can learn a lot about an IT consulting company based on how they communicate pre-sale.

Pricing

The cost structure is an important factor when determining which IT consultant company to hire. The right IT provider will provide a wide range of services at a rate that makes financial sense, no matter their level of experience or the company size. To save time and money, communicate your expectations and budget requirements upfront. Your IT provider should then offer an action plan that will guide you to your desired outcome promptly while keeping your budget in mind. A good IT company will find a solution to your problem with a budget that makes sense for you.